Chapter 7 and Chapter 13 Bankruptcy - Low Fees - Payment Plans - Stop: Repossessions * Foreclosure * Wage Attachments * Eliminate - Credit Cards * Bank Loans * Medical Bills - Among the tell tale signals that that Bankruptcy will be helpful for you is if the interest on your credit card accounts and bank loans are preventing you from paying down your monthly bills on a regular time table. Often what many persons in debt find that the money they are paying to their creditors is being applied to late charges and interest and the payments they are making are not resulting in the balances being reduced.